If you’re involved in a traffic accident, taking the most vital steps immediately can help shield your rights and make sure you’re rightfully compensated or receive the support and claims you’re entitled to.
To ascertain this, here’s a clear, actionable guide tailored for drivers in most US states. Some of which could also be applied in jurisdictions all over the world, like:
1. Ensure Safety and Call Emergency Services
First, check yourself and others for injuries, or you can actually call for help first if you feel you can’t move or pain is shooting everywhere in your body. So, call 911 immediately. Even if your injuries just look like scratches and are minor, it’s still wiser and crucial to get medical attention, as some symptoms may appear or may be felt later when it’s already too late.
Legally, it’s best that you’re attended to by professionals right away so they can document your condition. All these reports will help the law find relevance and justiciability of your actions. They’re your first batch of evidence to be included in your insurance, compensation, and support claims.
2. Move to a Safer Location
If the vehicles are drivable and you think they’re quite safe, move them to the safer side of the road to help avoid further accidents. Turn on hazard lights and set up your early warning devices, if you have them. But if moving the vehicles isn’t possible, just make sure everyone is brought to safer areas, and away from traffic and more danger.
3. Call the Police and Obtain a Report
In states like California, you’re required to report incidents involving injuries or property damage over $1,000 to the Department of Motor Vehicles within 10 days. Observing these deadlines or the statute of limitations per jurisdiction will help prosper your claims and avoid denial.
Additionally, having a police report provides an official record of the incident, which is quite mandatory and vital for insurance claims and potential legal actions.
4. Exchange Information Without Admitting Fault
You may need to collect some details from all parties involved, like:
- Full names and contact information
- Driver’s license numbers
- License plate numbers
- Insurance company names and policy numbers
Just be courteous, but avoid discussing fault or making some statements that could make people believe them to be your admission of liability or responsibility.
5. Document the Scene Thoroughly
Documentation can help make or break your claims or favor from the court, so utilize your smartphone to take clear photos and videos of everything right after the mishap, like:
- Vehicle damage
- The overall accident scene
- Road conditions, traffic signs, and signals
- Any visible injuries
6. Notify Your Insurance Company Promptly
Notifying your insurer about your mishap right away and furnishing them with all the info and documents you’ve collected may be best. Otherwise, you may face complications and may even affect coverage if you incur some delay in reporting or lack vital supporting papers proving your accident.
7. Consult a Qualified Car Accident Attorney
Even if the accident seems quite simple and straightforward, legal complexities can still be possible. That’s why calling and consulting with an experienced legal counsel can help protect your rights, especially if injuries are involved or there’s controversy about fault or liability.
If you got into an accident, and you’re in California, you need to find a team of legal experts; this law firm specializes in car accident cases so they can provide you with competent insights and guidance, right after your crash to talking to the right people at the the right place at the right time.
8. Be Mindful of Legal Deadlines
In some jurisdictions, like California, the statute of limitations to file for personal injury claims is generally two years from the date of your mishap. However, in some “select” circumstances, this timeframe could be altered or extended, like when it’s “tolled” because you (the plaintiff) find it quite difficult to pursue your case.
Generally, however, when you miss these deadlines, you also miss the chances of getting the compensation you truly deserve, and might jeopardize all other actions you may be entitled to.
9. Keep Detailed Records
All your accident records may mean irrefutable evidence later, so maintain a file of all the documents related to your incident, including:
- Medical records and bills
- Repair estimates and receipts
- Correspondence with insurance companies
- A copy of the police report
The more organized all your records are, the more efficiently you can go through your claims processes and support your case if legal action becomes necessary.
10. Stay Informed About Technological Aids
Advancements in technology are enhancing road safety and accident documentation. For instance, states like Washington have required repeat speeding offenders to install Intelligent Speed Assistance (ISA) devices into their vehicles. It’s a device that can prevent vehicles from exceeding speed limits using GPS and camera technology. Measures or ordinances like these were crafted to effectively reduce accidents often caused by speeding.
In conclusion, taking these steps can effectively help you protect your rights, especially your legal standing over any demand you may be able to file. With the right guide and expert help, you’re more likely to go through your physical and legal hurdles efficiently, gaining more favorable results. Being proactive and informed is your best defense in the aftermath of your traffic accident.