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    Moving to Spain from USA without working

    Lakisha DavisBy Lakisha DavisJanuary 21, 2025
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    Moving to Spain from USA without working
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    Spain has become one of the favourite destinations for Americans who decide to start a second life after years of work and want to retire in a country with a dream quality of life.

    Every year, the American population is growing in Spain. There are currently almost 50,000 people from North America who have registered in this country, with Madrid, Barcelona, Seville and Valencia being the main cities in which to start living.

    But what are the best ways to live legally in Spain without having to work?

    Why Spain is the perfect destination for non-working expats

    If Spain has become a paradise for retirees and people who choose to live a season without working, it’s for a reason.

    From the sunny beaches of the Costa del Sol to the mountains of the Pyrenees and vibrant cities like Madrid and Barcelona, Spain offers a wide variety of landscapes and experiences.

    Spain has established expat communities in cities such as Valencia, Alicante and Malaga. These communities can be an invaluable source of support, from advice on daily life to social networking.

    Expats have easy access to other European countries thanks to its excellent transport network, making exploring neighboring countries a breeze.

    The quality public health system, safe streets and relatively low cost of living compared to the US are some of the main reasons why many choose Spain.

    Visa options for non-working Americans in Spain

    Non-Lucrative Visa

    The non-lucrative visa Spain grants you the opportunity to reside in Spain while enjoying unrestricted travel throughout the Schengen area. What sets this visa apart is that it does not require you to engage in any form of paid employment, making it an ideal choice for those seeking a peaceful and work-free stay in the country.

    This visa is aimed at foreigners who wish to establish their residence in Spain, and have sufficient means of subsistence to live in the country, without the need to carry out any commercial activity or make any investment.

    Golden Visa

    Spain introduced the Golden Visa program in 2013 to promote entrepreneurship and encourage international investment. This program offers an excellent opportunity to establish Spain as your primary residence, particularly if you’re looking to invest in real estate.

    However, the deadline for applying for the Golden Visa is 3 April, after which it will not be possible to apply for this visa.

    Other residency options

    Some people may opt for other visas, such as a student visa (if they plan to enrol in a course) or an entrepreneur visa, if they wish to set up a business.

    Financial requirements for residency in Spain

    To apply for a visa in Spain, individuals must demonstrate sufficient income to support their living expenses. This includes meeting a minimum annual income threshold determined by Spanish authorities, which is periodically updated.

    Additionally, having private health insurance that covers the entire residency period is compulsory, though some expatriates may qualify to access the public health system if specific criteria are met.

    US citizens residing in Spain are still required to file US tax returns. While Spain and the US have a tax treaty to prevent double taxation, obtaining professional guidance is crucial, particularly when navigating obligations like non-resident tax Spain.

    Legal and practical steps for moving to Spain

    The first step is to apply for the appropriate visa at the nearest Spanish consulate. Once in Spain, you will need to register your residence and obtain a foreigner’s identification card (TIE).

    The next thing you will need to do is to research the property market in the area where you want to live, as you will need to do a little home price research, as the options vary from flats in the city centre to a villa on the outskirts.

    Adopting the Spanish rhythm of life, learning the language and familiarising yourself with local customs are key to a successful transition. Spain is known for its hospitality, which facilitates integration.

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    Lakisha Davis

      Lakisha Davis is a tech enthusiast with a passion for innovation and digital transformation. With her extensive knowledge in software development and a keen interest in emerging tech trends, Lakisha strives to make technology accessible and understandable to everyone.

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