Touring on paved and unpaved roads in an unknown land might be an enthralling feeling for a riding enthusiast like you. So, are you a thrill seeker who wishes to take your biking endeavours to a new level? Want to level up your intriguing expenditure with adventure biking? It’s time you get yourself off-road motorbike insurance.
Embarking with your bike in a different terrain is not only adventurous but also challenging. Although you may take your regular bike off-roading, it is associated with a lot of dangers owing to the tyre type, mechanical grip, and more features that come with your regular bikes.
That’s where adventure bikes become a safer bet. Although it’s designed for rough terrain, you can still choose it for everyday use. So, if you already have one such bike, you should get it insured.
Any type of adventure involves risks, and so does adventure biking. Thus, it becomes crucial to buy an off-road bike insurance plan to prepare yourself for the worst. In India, you won’t get specified insurance coverage for adventure bikes. You only have to invest in a bike insurance plan just like your regular motorcycle.
According to 1988’s Motor Vehicle Act, bikers should have a third-party two-wheeler insurance policy. Besides protection against injuries and damages, these insurance plans prevent you financially from an accident.
Adventure or off-road riding might be a new concept in a country like India. But with more enthusiasts embracing this concept, insurance companies have realised the excitement associated with it. So, many insurance companies are offering special add-ons with bike insurance coverage. Your job is to find the coverage that includes these features:
Suppose someone else gets injured or meets a fatal accident because of you. Whether you have damaged their property or caused death/injury while riding the bike on unknown terrain, this situation can transform your financial life negatively. With dirt bike insurance coverage, you can get the legal expenses filed against you.
What if your bike is stolen at the unhidden destination? If the police cannot trace the motorcycle (since it’s in an unknown place), chances are high that your insurance pays the IDV or Insured Declared Value. This is the bike’s approximate market value.
The motorcycle insurance covers damage occurring to the vehicle during a collision with another car/vehicle/bus/truck/object.
In case the bike gets damaged because of natural disasters like earthquakes or floods, your insurance covers the repair costs. The insurance coverage covers man-made disasters, too, including vandalism, riots, and strikes, to mention a few.
The insurance coverage may also include damage due to an explosion or fire.
When the discussion is about adventure, a bike rider should miss out on the thrills associated with adventure riding. Secure your captivating motorcycle ride by buying bike insurance online.