As per SEBI data, companies have collectively raised around ₹71,085 crore through IPOs till September 2025, showing that public issues continue to draw strong interest from investors. Applying for an IPO has become more convenient over the years, especially with online platforms and simplified payment systems. Many new investors expect that submitting an application early or investing a large amount will increase their chances, but IPO allotment is based on a structured process. While there is no assured method to secure an allotment, certain steps can help you apply more efficiently and avoid common issues that reduce your chances. In this article, you will learn practical ways that may help improve your chances of receiving an IPO allotment.
Apply Through the Retail Investor Category
For many public issues, a portion of shares is set aside for retail investors. Applying within this category ensures that you are participating in the segment designed for individuals with smaller investment sizes. The application amount must stay within the prescribed retail limit, and doing so keeps you eligible for the retail quota, where allotment follows a specific process.
Use the UPI ASBA Method for Faster Processing
Once you open Demat account, UPI ASBA becomes an accessible way to apply for IPOs. The system blocks the required funds in your bank account and keeps your application linked to your Demat details. Approving the mandate promptly supports smooth processing and reduces the risks associated with offline submissions.
Ensure Your UPI Mandate Is Approved on Time
Many IPO applications fail because the payment mandate is not accepted before the deadline. Approving the mandate promptly ensures that your application is considered valid. It also helps avoid last-minute congestion on banking systems during peak transaction hours.
Check that Your Demat Account KYC is Updated
A Demat account with incomplete KYC details may lead to application rejection. Ensuring that your PAN, address, and bank details are updated prevents mismatches during verification. Maintaining a fully verified Demat profile supports a smooth application and reduces the risk of technical issues.
Avoid Multiple Applications from the Same PAN
Multiple applications using the same PAN are not allowed and can lead to rejection of all entries. If your family members want to apply, each person must use their own PAN and Demat account. This helps avoid conflicts during verification.
Apply During Normal Market Hours, Avoiding Last-Minute Rush
Submitting your IPO application during regular hours gives enough time for processing. Applications made too close to the deadline may face delays due to high traffic on payment systems or temporary technical issues. Applying earlier within the issue window ensures your application reaches the exchange on time.
Use a Trusted Online Platform for Application Submission
Most trading apps and portals today allow easy IPO applications directly linked to your Demat account. An investment app offers simple navigation, faster verification, and instant status updates. Using an organised interface helps you avoid manual errors such as incorrect bid details or mismatched personal information.
Keep Track of IPO Timelines and Cut-Off Prices
Understanding the timelines helps you complete each step within the allowed period. Reviewing the cut-off option is also useful because it ensures that you are applying at the price determined during the book-building process. This keeps your application aligned with the final issue price.
Things to Keep in Mind While Applying for IPOs
Keep the following things in mind while applying for IPOs.
- Every IPO has specific eligibility conditions, and reviewing the prospectus helps you understand the requirements.
- Ensure the name on your bank account and PAN matches the name on your Demat account to avoid verification issues.
- Keep enough balance in your bank account so the UPI mandate can block the required funds smoothly.
- Recheck the number of lots you are applying for before final submission to avoid errors during submission.
- Track your application status regularly to ensure there are no pending approvals from the bank or UPI app.
How Your Demat Account Supports Smooth IPO Investing
A Demat account plays an important role in the IPO process. Once the shares are allotted, they are transferred directly into your account without paperwork. The Demat also allows you to track listing dates, view credited securities, and manage your holdings after listing. Since everything happens electronically, it creates a simple and organised way to handle new investments.
Conclusion
Understanding how IPO applications work can help you avoid common mistakes and maintain a clear, structured approach. While allotment is based on defined procedures, using the right application method, keeping your Demat account updated, and following timelines can support a smooth investing experience. For those who want to manage IPOs and other market activities in one place, Yes Securities offers tools that help you apply, track status, and organise your investments easily. This creates a consistent way to participate in public issues as part of your broader investing journey.
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